Chapter 13 is often referred to as "reorganization." Filing under Chapter 13 allows individuals with an income to reorganize their debts and pay them by making monthly payments to the Trustee. You must have a source of income to file under Chapter 13.

You will be scheduled to attend your 341 Meeting of Creditors approximately one month after your case is filed. You must bring your photo ID and Social Security card to this meeting. The Trustee must review your income tax return at your meeting, so if you have not given a copy to us, please bring your tax return to the meeting. Your actual meeting will last only 10 minutes or so, but it may be 2-3 hours before your case is called. Please do not bring your cell phone into the courthouse.

					Statesboro 52 N. Main Street Federal Courthouse 341 Meeting of Creditors and Court
					Savannah 222 W. Oglethorpe Avenue Commerce Building 341 Meeting of Creditors
					Savannah 125 Bull Street Federal Courthouse Court

Which Division do you live in?

The Savannah Division includes Bryan, Chatham, Effingham and Liberty Counties.

The Statesboro Division includes Bulloch, Candler, Emanuel, Evans, Jenkins, Screven, Tattnall, and Toombs Counties.

Please bring the following with you to your first meeting with us:

Bankruptcy Questionnaire  ( Click here to download )
Your Driver's License and Social Security Card
Paycheck stubs for last 6 months
Filed income tax returns for the last 2 years
Bank statements for the past 2 months
All of your bills

Information from the Chapter 13 Trustee  ( Click here to download )

 

Your first payment is due 30 days after your case is filed and every 30 days thereafter. Please bring a money order to your 341 Meeting of Creditors, and we will mail your first payment for you.

If you are employed and your payment is deducted from your paycheck soon after your case is filed(2-4 weeks), then you will need to purchase only one money order for your first payment as your other payments will be sent to the Trustee by your employer. Please keep your money order receipt and your pay stubs. If your employer does not withhold the correct amount each month, you need to send the Trustee a money order for the difference so that the Trustee receives a full payment each month.

If your payment is not withheld by your employer, then you must mail a money order to the Trustee each month. It is very important that you keep all receipts.

If you live in the Savannah Division, mail your payments to:

Chapter 13 Trustee- Savannah, P.O. Box 116561, Atlanta, GA 30368-6561.

If you live in the Statesboro Division, mail your payments to

Chapter 13 Trustee, P.O. Box 102173, Atlanta, GA 30368-2173.

Please call us if you have any questions.  

We are here to help.