Bankruptcy Filing bankruptcy is a big step, and we realize that. We will thoroughly examine your financial situation, review your options, and help you determine whether filing for bankruptcy is the best choice for you. If you would like, prior to your initial appointment with us, you can download our Bankruptcy Questionnaire and complete it prior to your appointment. This form is rather lengthy, but we truly need this information to be able to completely assess your situation. In order to complete your petition and file your case, we must have the following documents: Bankruptcy Questionnaire Useful Links ( Click each to download ) United States Courts - Southern District of Georgia
The Savannah Division includes Bryan, Chatham, Effingham and Liberty Counties. The Statesboro Division includes Bulloch, Candler, Emanuel, Evans, Jenkins, Screven, Tattnall, and Toombs Counties. Statesboro Division
341 Meeting of Creditors & Court Savannah Division
341 Meeting of Creditors
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Chapter 7 is often referred to as "liquidation" or "straight bankruptcy." Your income and the amount of equity you have in your property are two factors that are considered when deciding whether Chapter 7 is an option for you. If your household income (your income and your spouse's income if you are married) is more than the figures in this table, you may not be eligible for Chapter 7. 1 Person: $40,760
If there are more than 4 people in your household, add $6,900 for each additional person. You will be scheduled to attend your 341 Meeting of Creditors approximately one month after your case is filed. You must bring your photo ID and Social Security card to this meeting. Your actual meeting will last only 10 minutes or so, but it may be 2-3 hours before your case is called. Please do not bring your cell phone into the courthouse. Chapter 13 is often referred to as "reorganization." Filing under Chapter 13 allows individuals with an income to reorganize their debts and pay them by making monthly payments to the Trustee. You must have a source of income to file under Chapter 13. You will be scheduled to attend your 341 Meeting of Creditors approximately one month after your case is filed. You must bring your photo ID and Social Security card to this meeting. The Trustee must review your income tax return at your meeting, so if you have not given a copy to us, please bring your tax return to the meeting. Your actual meeting will last only 10 minutes or so, but it may be 2-3 hours before your case is called. Please do not bring your cell phone into the courthouse. Your first payment is due 30 days after your case is filed and every 30 days thereafter. Please bring a money order to your 341 Meeting of Creditors, and we will mail your first payment for you. If you are employed and your payment is deducted from your paycheck soon after your case is filed(2-4 weeks), then you will need to purchase only one money order for your first payment as your other payments will be sent to the Trustee by your employer. Please keep your money order receipt and your pay stubs. If your employer does not withhold the correct amount each month, you need to send the Trustee a money order for the difference so that the Trustee receives a full payment each month.
If your payment is not withheld by your employer, then you must mail a money order to the Trustee each month. It is very important that you keep all receipts. If you live in the Savannah Division, mail your payments to: Chapter 13 Trustee - Savannah, P.O. Box 116561, Atlanta, GA 30368-6561. If you live in the Statesboro Division, mail your payments to Chapter 13 Trustee, P.O. Box 102173, Atlanta, GA 30368-2173. Please call us if you have any questions.
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Savannah Offices: 703 Whitaker Street, Savannah, Georgia, 31401-5558
Tel: 912-234-5678 Fax: 912-234-3484